Insurance firm backtracks on plan to fell six trees

Marcus White
BBC News
Dean Scopes Dean Scopes stands in his garden next to one of his protected oak trees. Mr Scopes, who is smiling, has grey hair and a beard.Dean Scopes
Campaigner Dean Scopes said he was pleased that "sense had prevailed"

An insurance firm has said it no longer plans to remove six mature trees that it blames for subsidence damage to a bungalow.

In December, Fareham Borough Council in Hampshire agreed to remove tree preservation orders (TPOs) from oaks and a lime between Heath Lawns and Southmead Road, despite residents' protests.

Direct Line said it would now build a root barrier, which "was not previously considered feasible".

Campaigner Dean Scopes, who lobbied MP Suella Braverman over the issue, said he was pleased that "sense had prevailed".

He added: "The protection of our trees goes on, but we must celebrate these small wins when we get them."

PA Media Suella Braverman MP is pictured with a serious expression in a council room. She has wavy, mid-length, dark hair and wears a blue top, jewelled necklace and earrings.PA Media
Suella Braverman MP said insurers had pressured councils into felling protected trees

Previously, the council said cracks had appeared in two properties because of the ground drying out, probably due to tree roots.

It said it might be liable for the cost of future property damage totalling more than £225,000 if it refused to remove its own TPOs.

One tree was felled in March, but six remain standing.

Ms Braverman previously said insurance firms in general were "taking advantage" of councils' liability.

The Fareham and Waterlooville MP and former Home Secretary said: "Insurance companies have pressured local authorities into felling perfectly healthy trees with Tree Preservation Orders at the first point of contact."

Dean Scopes An oak tree being felled in Heath Lawns, Fareham, on 5.3.25. The tree was formerly protected by a TPO which has been revoked. A worker in orange clothing and a hard hat is holding on to a branch.Dean Scopes
One of the trees was felled in March

In a letter to Mr Scopes, Direct Line said it had originally thought that a tree root barrier would have to extend across "all neighbouring gardens", which would not be feasible.

However, it said it had developed a revised scheme that put the barrier "solely around the rear and sides of our customer's home".

Direct Line said it always considered the amenity value of trees and alternatives to felling such as pruning, although it said tree removal was cheaper and kept premiums down.

Previously, the Association of British Insurers said felling was not its default solution to protect homes.